Why Do Motorcycle Insurers Want Coloradans to Wear a Helmet?
Motorcycle insurance companies in Colorado want riders to wear helmets to reduce the number of head injuries and deaths. In Colorado, there were 116 motorcycle fatalities in 2012, and 126 motorcycle fatalities in 2013. Helmets reduce the likelihood of death by 45%, brain injuries by 50%, and skull fractures by 60%.
What are the benefits of wearing a motorcycle helmet?
Motorcycle insurance in Colorado is based upon a number of factors, including the level of insurance your bike carries and your riding experience. Colorado law mandates that all motorcycle riders wear helmets, and motorcycle insurance companies use this as a key factor in determining rates.
There are a number of reasons why motorcycle helmets are beneficial. First and foremost, they protect both the rider and the bike in the event of a crash. Second, wearing a helmet can help to prevent serious head and brain injuries in the event of a crash. Third, helmets can reduce the risk of neck and spine injuries in the event of a crash. Finally, motorcycle helmets can also help to reduce the risk of eye injuries in the event of a crash.
If you’re a motorcycle rider in Colorado, it’s important to wear a helmet. Not only are they legally required to do so, but they are also some of the most effective safety devices out there when it comes to riding a motorcycle. If you’re ever in a crash and suffer any injuries, wearing a helmet can help to protect you from serious injury.
How do motorcycle insurance companies decide which Colorado residents to insure?
Motorcycle insurance companies in Colorado want their customers to wear helmets, as part of their safety protocol.
One reason for this is that motorcycle accidents are one of the leading causes of death in the state. In 2013, motorcycle accidents killed 30 people in Colorado.
Motorcycle insurance companies are aware of this, and they want to make sure that their customers are taking the necessary precautions to protect themselves.
Wearing a helmet is one of the simplest ways to do this. It can reduce the chances of suffering a head injury in a motorcycle accident by up to 85%.
So, if you’re in a motorcycle accident in Colorado, make sure to wear your helmet. It could save your life.
What are some common reasons why Colorado motorcyclists don’t wear helmets?
Motorcycle insurance companies in Colorado want all riders to wear helmets for the safety of both themselves and others on the road. There are many reasons why Colorado motorcyclists don’t typically wear helmets, but here are a few of the most common:
Some riders feel that helmets are a restriction on their freedom.
Some riders feel that they look too nerdy or geeky when they wear helmets.
Some riders feel that they are not adequately protected when wearing helmets.
Some riders feel that helmets are uncomfortable or bulky.
Some riders feel that helmets are a waste of time and money.
Although some motorcycle insurers want Coloradans to wear helmets, there are several reasons why they believe this is a good idea. Riders who are helmet-wearing are less likely to be seriously injured in a crash, and the Insurance Institute for Highway Safety has found that states with mandatory helmet laws have significantly lower rates of head injuries and fatalities. In addition, motorcycle riders who wear helmets tend to report greater satisfaction with their overall experience on the road.