Homeowners Insurance Doesn’t Cover Bat Removal

Homeowners Insurance Doesn’t Cover Bat Removal

Homeowners insurance doesn’t usually cover bat removal. This is because bats are not considered insects, and as such, homeowners insurance usually does not cover damages caused by creatures that are not considered insects.

Are bats covered under homeowners insurance?

Do homeowners insurance policies cover bat removal?

There isn’t a definitive answer, as policies vary from state to state. However, it’s generally safe to assume that bat removal is not typically covered under homeowners insurance policies. This is due to the fact that bats are not considered house pets and are not typically considered necessary for the health and safety of a home.

What should homeowners do if they find a bat in their home?

If you find a bat in your home, you may be wondering if homeowners insurance covers bat removal. Unfortunately, the answer is that most insurers do not cover bat removal. This is because bats are not considered animals, and therefore do not fall under the coverage of homeowners insurance.

Is it worth getting bat removal service?

Bat removal is a common service that homeowners insurance companies may offer as a way to help protect their property. However, this service may not be covered by your policy. If you want to be sure that your policy covers bat removal, you will need to contact your insurance company to find out.

How much will bat removal cost?

If you’re wondering how much bat removal will cost, you’re not alone. Bat removal can be a costly proposition, depending on the size and location of the bats. Local authorities may charge a fee for bat removal, and some homeowners insurance policies may not cover the cost.

Some tips for bat removal:

  1. Use a bat catcher to capture the bats. This will help reduce the number of bats that escape and potentially injure people or property.

  2. Use a vacuum cleaner with a hose attachment to remove the bats from crevices and other tight spaces.

  3. Use a pesticide or a snake to dispatch the bats.

  4. Call a professional bat removal company. These companies have the experience and equipment to safely remove the bats.


In conclusion, homeowners insurance does not cover bat removal. Homeowners should consult with their insurance company to determine if bats are an actual covered peril and if so, what the deductible and policy limits would be.

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